Higher primary and secondary schools are most often located in a central village, which may be at a distance of several kilometers from satellite villages. The purpose of the girls bicycle project is to allow girls to overcome the distance barrier to education. The NGO (Mann Vikas Samjik Sanstha) and bank (Mann Deshi Mahila Bank, Ltd) are promoting a scheme whereby the parents of girls can apply for zero percent loans towards the purchase of a bicycle.
To create a self sustaining fund to help families purchase bicycles for girls. The funds provided by Asha-Yale are to be placed in revolving scheme for micro-credit loans for women. The interest generated from the micro-credit loans will be employed to create a fund to purchase bicycles. The bicycles will be provided through zero percent loans or as grants.
Mann Deshi Mahila Bank is the first rural women's bank in Maharashtra. The bank with the partnership of Mann Vikas Samajik Sanstha deals with the health insurance for women and their families, education for girls, pension scheme for old women, and training of Panchayati raj members. The sanstha has trained 3500 memebrs of Panchayats in Satara District this program is financed by the Government of Mahrashtra. The sanstha also works with DRDA (district rural development administration of the government) on poverty alleviation programs. The sanstha works with OBC Corporations and BC Corporations to provide employment opporunities through subsidised programs.